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Reproduced from the Centennial Edition of the Brainerd Daily Dispatch (1871-1971).
Reproduced exactly as published in 1971 - no updates, no corrections.

photo: farm

  PUREBRED SIRES--Some 25 purebred sires were turned over to Brainerd area farmers by local merchants in an effort to improve the herds. The sires shown here were used by 148 farmers.

FHA Organized '38

The Federal Home Administration has been serving Crow Wing County and southern Cass County since 1938, said William Cumming, FHA representative, for this area.

The agency's programs provide financial and management assistance to strengthen family farms and rural communities and reduce rural poverty. Loans supplement and in no case compete with credit provided by other lenders.

Through the years, the agency has made operating loans to eligible operators of family farms and assisted them in improving their land and labor recourses. It also makes adjustments necessary for successful farming.

Farm ownership loans help family farmers obtain the resources needed to improve their living conditions and farm successfully.

Loans are also made to individual farm operators and owners who are regularly engaged in farming to convert all or parts of their farms to recreation uses. These loans are made to buy and develop land and water resources, build and repair buildings, and pay other real estate and operating costs for outdoor recreation uses.

Another loan program is the Soil and Water Conservation Loan made to eligible individual farm operators and owners to develop, conserve and make better use of their soil and water resources.

Water and waste disposal system loans and grants are for the construction of rural community water and waste disposal systems. These are made to public bodies and non-profit organizations. The projects can serve residents of open county and rural towns of not more than 5,500 population.

Loans to rural groups for soil and water conservation and shifts in land use loans are made to develop irrigation systems, drain farmland, and carry out soil conservation measures.

Rural housing loans are made to farmers and other rural residents with low and moderate incomes and who live in open country and small communities with not more than 5,500 people.

Emergency loans are made to eligible farmers in areas of natural disasters where these conditions have brought about a temporary need for credit not available from other sources. Watershed loans are made to local organizations to help finance projects that protect and develop land and water resources in small watersheds.

Resource Conservation and development loans are available to public agencies and private non-profit corporations for natural resource conservation and development including outdoor recreation facilities in designat- ed areas.

Economic opportunity loans are made to low income farmers and other rural residents in open country and small communities with no more than 5,500 people. Farmers may obtain loans to improve farming or develop and expand a small business or service.

Grants are also available to help communities which currently are without the resources to pay for the development of official comprehensive water and sewer plans in rural areas.

Farmers Home Administration representative, William Cummins serves on the state, area and county technical action panel. This panel helps local leaders identify problems that are blocking economic and social growth and locate federal and state services that can be used to solve these problems.

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